The Travel Lite Insurance plan is designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our non-insurance emergency travel assistance service.
|Emergency Sickness/Illness/Injury/Death ||Yes |
|Hijacking, Medical Quarantine, Subpoena or Jury Duty ||Yes |
|Home uninhabitable due to fire, flood, burglary or Natural Disaster ||Yes |
|Direct involvement in a documented traffic accident while enroute to your departure ||Yes |
|Organized Labor Strike ||Yes |
|Terrorist Incident* ||Yes |
|Inclement Weather and Natural Disaster ||Yes |
|Revocation of previously granted military leave ||Yes |
|Financial Default of Travel Supplier ||Yes |
|Theft of passport or visa that prevents departure ||Yes |
|Mandatory evacuation ordered by government authority due to adverse weather and Natural Disaster ||Yes |
|Maximum Trip Duration ||90 days |
|Maximum Age Insured ||99 |
|Pre-Existing Condition Waiver ||Not available |
|Pre-Existing Condition Review Period ||60 days |
|Premium Refunds ||You may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage** |
|Latest date plan can be purchased ||1 day before departure |
|24/7 Emergency Travel Assistance ||Included |
|Minimum Trip Cost to be insured ||$200 |
|Coverage Type ||Secondary |
*Additional Terms & Conditions May Apply
**As long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.
**The trip interruption benefit is determined by the amount of trip cancellation benefit purchased.
All benefits are per insured person.
Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.